When Arjun*, a busy business owner, found a promising buy-to-let property in the West Midlands, he needed to act fast.
With other pressing commitments demanding his attention, Arjun came to us for a bridging loan to complete the purchase through his limited company. His goal was clear: secure the property quickly and refinance onto a standard buy-to-let mortgage later.
Key Details
Property: 3-bedroom end-terraced house with two bathrooms, a conservatory, and a designated parking space
Location: West Midlands
Purchase Price: £280,000
Loan Type: 1st Charge Bridging Loan
Loan Amount: £210,000 (75% LTV)
Rate: 0.9%
Completion Time: 3 weeks
Exit Plan: Refinancing onto a standard BTL mortgage
The Challenge
While Arjun needed the purchase completed within three weeks, delays can often occur with valuations, legal processes, and documentation. With tight timelines and other priorities on his plate, he relied on us to handle the process and get the deal done.
Our Solution
We worked closely with our trusted network of solicitors and valuers to speed up the process, overcoming any delays as they arose. Our team’s coordination and attention to detail ensured that everything was finalised on time.
The Outcome
We successfully completed the transaction within three weeks, securing the property for Arjun and allowing him to focus on his other urgent business matters. He can now refinance onto a standard buy-to-let mortgage as planned.
This case shows how we help clients like Arjun meet tight deadlines while delivering a smooth, stress-free process.
*Client name has been changed to protect privacy